Prequalification Engine
Income, debt, DTI, credit band, down payment, assets, employment, occupancy, veteran eligibility and USDA-area indicators — program comparisons in one call.
Mortgage Technology · Decision Support · API Software
Mortgage intelligence. Faster decisions. Cleaner pipelines. Prequalification, guideline simulation, closing costs, compliance timing and document intelligence — as APIs.
A McKnight Opportunity Group platform · Technology powered by RJ Business Solutions
5
Core engines
4
Program types simulated
<1s
Decision-support latency
API
First architecture
Mortgage decision-support technology for lenders, brokers and fintechs — delivered with systems, discipline and clear boundaries.
Income, debt, DTI, credit band, down payment, assets, employment, occupancy, veteran eligibility and USDA-area indicators — program comparisons in one call.
Conventional, FHA, VA and USDA program flags, conditions, missing information, risk warnings and manual-review triggers.
State and county transfer taxes, recording, title, prepaids, escrows, lender charges, seller credits — cash-to-close estimates.
Disclosure timing, intent-to-proceed tracking, changed-circumstance alerts, CD timelines, business-day calculations and audit evidence.
Paystub and W-2 extraction, bank-statement analysis, income categorization, missing-page detection and fraud-risk flags — with human verification.
Score and route mortgage leads by program fit before a loan officer ever touches the file.
Mortgage Intelligence API
API keys, usage, quotas, requests, error logs, webhooks, team members, billing, security and documentation — everything an integration team needs.
Separate tenant boundary · separate access roles · separate storage namespace · separate retention policy. Shared code ≠ shared unrestricted data.
We operate with clear legal boundaries. What we are — and what we are not — is stated plainly.
Neither. It is decision-support software — simulation and pre-screening infrastructure. Official underwriting decisions come from lenders and official AUS systems.
Lenders, brokers, LOs and fintech teams that want faster pre-screening, cleaner pipelines and audit-ready compliance timing without building the engines in-house.
REST APIs with keys, webhooks, usage dashboards and full documentation. Request access below and we will provision a sandbox key.
Tell us your volume and use case — we will set up a sandbox and walk your team through the docs.