McKnight GrowthOS — AI funnels, CRM, follow-up, compliance controls and conversion intelligence in one platform.
Credit education and funding-readiness company

McKnight Capital Ready

"Ready for capital. Ready for scrutiny."

Two strictly separated client journeys: a consumer-credit track built around CROA protections, and a business-funding readiness track for entity credit and lender matching.

CROA prohibits advance payment and requires written contracts and other consumer protections — the consumer track is built around these rules, not around loopholes.

Source: FTC — Credit Repair Organizations Act

Consumer-Credit Track

Written service agreement

Required disclosures

Cancellation workflow

No prohibited advance billing

Consumer authorization

Dispute-evidence upload

Accurate-information policy

Complaint resolution

Attorney escalation

Audit history

Business-Funding Track (separate journey)

  • Entity-readiness checklist
  • Business-credit profile
  • Cash-flow analysis
  • Debt schedule
  • Funding-use plan
  • Lender matching
  • Application tracker
  • Personal-guarantee disclosure
  • Denial-reason tracking
  • Reapplication timeline

Revenue Ladder

1

Credit education

2

Business-readiness audit

3

Funding-readiness package

4

Subscription monitoring

5

Independent attorney referrals

Powered by the Readiness Passport

Every registration, proposal, grant and funding application for McKnight Capital Ready pulls verified data from the shared Business Readiness Passport and Evidence Vault — no invented credentials, no expired documents, no commingled records.

Open the Passport

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